How to Protect the People You Love from Scams in 2025
Because It Only Takes One Click to Change Everything
Your mom doesn’t like to admit she’s vulnerable. Your dad still insists he can spot a scam from a mile away. But here’s the truth: even the sharpest minds can be tricked in 2025.
Fraud is no longer obvious. It’s sophisticated, personal, and increasingly aimed at older adults—especially those who are trusting, polite, or less tech-savvy.
In fact, more than 110 million Americans have already been affected by scams or fraudulent activity this year alone. That includes bank account hacks, fake calls from Medicare, IRS imposters, charity scams, and phishing texts that seem to come from a grandchild or friend.
If it hasn’t happened to your family yet, that doesn’t mean it won’t.
The 3 Most Common Ways Seniors in St. Peter Are Being Targeted
1. Phone Calls That Sound Real (Because They Are) Scammers use voice-cloning and spoofing to sound like real agencies—or even a loved one in trouble.
2. Mail and Email That Looks Official It might have your name, address, or last four digits of your account. Scammers have access to more info than you think.
3. Urgency That Feels Too Familiar They say things like “act now,” “your account will be locked,” or “don’t tell anyone”—preying on fear and isolation.
What Families in St. Peter Can Do Right Now
- Start the conversation Even if it’s uncomfortable. Let your loved one know that smart people are being scammed every day—and it’s not their fault. But there are ways to stop it.
- Review bank statements together Look for small, recurring charges or unknown transactions. Scammers often “test” an account before draining it.
- Set up safe words or code phrases That way if a call or message seems off, you’ll both know how to confirm it’s truly from each other.
- Get educated, together Because the more you know, the harder it is to fall for the next scam.
FREE Local Event: Learn How to Stop Scams Before They Start
You don’t need to figure this all out on your own. Join Benedictine Living Community-St. Peter for a free Fraud Prevention Special Presentation that is designed specifically for older adults and their families.
Presented by Tom Gengler from SouthPoint Credit Union 1907 Klein Street, St. Peter, MN 56082 on August 11 at 6:00 PM, the session will include refreshments and a live Q&A session.
This event is free, but seats are limited. RSVP now for yourself and a friend